Farm Loans Made Simple

Apply for a farm loan in minutes, from anywhere.

Our all-digital application allows you to easily apply for a farm mortgage, cash-rent loan, farm operating loan, or to refinance.

How Tillable's Digital Farm Loan Application Works

Our online application allows you to apply for a farm loan whenever and wherever you choose.

1. Apply For A Farm Loan Online

Our easy-to-use digital Ag financing applications take a few minutes to complete.

2. Get a Decision

You’ll learn if you’re approved for any of our Ag loans as soon as you hit submit - no waiting around for bankers or paperwork.*

3. Finalize Your Farm Loan

We’ll confirm your information and work through all closing to-dos (including appraisal and title work for farmland loans).

4. Celebrate!

Get back to doing what you love - with more time and money in your pocket.

Digital Farm Financing With A Human Touch

Tillable has simplified agriculture loans, but we haven’t changed our commitment to providing exceptional, personal service. 

Our farm loan application may be “all-digital”, but a Tillable representative is always ready to help you, each step of the way.

Need help? Call, text, or chat with us right now.

(833) 845-5225

Your Trusted Ag Lender

“The application process was entirely digital and really simple and fast. I would recommend other farmers apply to compare rates. It could save them big.”
Dylan, Illinois Farmer
“It’s reassuring to work with a reputable lender that cares about my operation. There is no physical paperwork, and everything can be done from my phone or computer.”
Andy, Illinois Farmer

Our Ag Loan Products

The right farm loans can save you money and time. See today’s low rates right from your phone.

Farm Mortgage Loans

Finance your farm and your future.
Buy a farm on your terms. Fixed rate loans available up to 30 years.

Need a gut-check before you make an offer on farmland?

Get a complimentary valuation check from a Tillable Broker.

Your Buyer Market Check Includes...

- A recommended offer range
- Recent farm sales near your purchase
- An overview of the farm's soil rating, crop history, and more.

Create your payment schedule

Use our mortgage calculator to figure out which payment schedule works best for you.

What is the origination fee?
We do not charge origination or servicing fees. The rate you select in your application is all-inclusive (there will be additional costs for appraisal or title services if you would like us to handle them).

 
What will my payment schedule look like?
You can choose monthly, quarterly, semi-annually, or annually. There are no differences in rates based on your payment schedule.
 
What different maturities do you offer?
We offer amortization schedules from 10 years to 30 years. We offer fixed-rate loans with a 10-year maturity all the way to 30 years. And we offer 3 and 5-year adjustable rates, amortized over 30 years.
 
Is there a prepayment penalty?
No, there is not. In fact, if you receive a refinance rate better than our rate, we will do our best to match it.
 
Will I have a specific member of the Tillable team assigned to me?
Yes, you will! We will connect you with two Tillable team members and a loan officer from Compeer Financial. Together, we will be available throughout the life of your loan.

Farm Operating Loans

Get instant approval for your operating expenses throughout the season. Only pay for what you need.

How it all works, in just 15 minutes:

Earn 1% Cash Back on Your Farm Operating Loan

Access your funds at anytime with our Access Card to receive 1% cash back on purchases**

Farm Cash Rent Loans

Get access to cheaper capital for your cash rent. Financing as low as 2.99% unsecured.

Tillable exclusively offers financing for your largest expense – cash rent. Unlock lower unsecured* rates only at Tillable.

Let us do the work for you.

We Know Cash Rent.

We’ve been focused on helping farmers get access to land rentals since we started. Now, let us get you the best loan terms on the market. Here’s how we work:

 
  • You start the digital application

  • Decide if you’re applying as an entity or as an individual. Be ready with total assets, liabilities and income (we just need the numbers, no paperwork!)
 
  • Have your lease on hand, with the county, state, and total rent of the farm(s) you’re financing
 
  • Submit your application and receive your rate in seconds
 
  • We’ll reach out to you for your entity incorporation documents (if applicable) and a copy of your lease (if you’re financing a Tillable farm, we’ve already got it!)
 
  • We’ll book the loan and deposit the proceeds into your landowner’s account

  • Pay back by December 1st any way you want - check or direct debit

Below are a list of states we currently serve
  • Arkansas
  • California
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Nebraska
  • North Dakota
  • Ohio
  • Oklahoma
  • South Dakota
  • Texas
  • Wisconsin

Farm Loan Refinance

Refinance your farm to a lower rate or take a cash-out refinancing to invest in your farmland’s potential.

You could be saving thousands.

Refi Your Farm Mortgage Your Way

Use your farmland's equity to further invest in your operation

Good for:

  • Improvement projects (water drainage, tree trimming, etc.)
  • Saving for another farm purchase
Refinance so your payments (monthly, quarterly, semi-annually, or annually) can be lower going forward.

You might be eligible for a lower rate if:

  • You're making more income than when you originally took out your mortgage
  • Your credit score has recently gone up
Refinance so you can shorten your mortgage term and pay it off sooner.

Good for:

  • Getting debt-free sooner
  • Paying less overall interest

Learn Your State's Land Value

See what factors influence land's value and financing rates

Farm Loans in Illinois

See Illinois' average corn yield, cash rent, soil productivity, and average farm sale prices.

Farm Loans in Minnesota

See Minnesota's average corn yield, cash rent, soil productivity, and average farm sale prices.

Farm Loans in Wisconsin

See Wisconsin's average corn yield, cash rent, soil productivity, and average farm sale prices.

Farm loans in Michigan

See Michigan's average corn yield, cash rent, soil productivity, and average farm sale prices.